Bankruptcy Facts, Repair Credit after Bankruptcy, Philip Tirone

Learn the bankruptcy facts and how to repair your credit after bankruptcy. Improve your credit score and qualify for a loan in as little as two years.

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Credit Cards and Bankruptcy

Credit cards and bankruptcy are like peanut butter and jelly.
In January 2010, the nation’s credit card debt reached $864.4 billion, according to the March 10 Federal Reserve Statistical Release on consumer credit. This number is expected to grow to $1,177 billion by year’s end.
And guess what else is on the rise? Bankruptcy, which increased 28 [...]

How to Create a Budget

When foreclosure or bankruptcy facts start taking hold of your life, you can fight back by learning how to create a budget. Establishing a baseline of your weekly or monthly expenses helps you find opportunities to cut expenses and find money to put towards paying down your debt or investments and establishing financial peace of [...]

Bankruptcy Options

Question: What are the bankruptcy options for those who have been through a taxing financial crisis?
Answer: If your financial life is spiraling out of control, with late payment fees and interest multiplying faster than you can them, considering the bankruptcy facts might be the best option that allows you the room to piece your life [...]

Should I File for Bankruptcy?

If you have creditors that are calling at all hours and bills that are piling up faster than you can pay them, then you may have to take a hard look at declaring bankruptcy and wondering, Should I file for bankruptcy? While you should always pay back your bills—it’s the right thing to do—you may [...]

Avoid Bankruptcy

If you have lost a job or have experienced a financial catastrophe, you might be worried about your ability to pay your bills, wondering how to avoid bankruptcy. One of the unfortunate bankruptcy facts is that bankruptcy will leave a black mark on your credit report and will severely limit your options until you are [...]

Repair Credit After Bankruptcy

Like a lot of folks who start trying to repair credit after bankruptcy, you might be thinking of wiping your hands clean of credit. And it might make sense that the fastest way to move past the bankruptcy is to stop relying on the loans and credit cards that precipitated the bankruptcy.
But contrary to popular [...]